So anyone renting a car needs Third-Party Liability coverage in case they injure someone, or damage someone’s property, while they’re driving. If the renter accepts SLP, Enterprise provides third party liability protection up to the applicable minimum financial responsibility limit and Zurich American Insurance Company provides excess third party liability insurance coverage from the applicable minimum financial responsibility limit to … This website uses cookies. Find out how Third-Party Liability coverage works. Cover Genius does not act as your agent: this advice is general and does not take into account your objectives, financial situation or needs. In those countries you will be offered Supplementary Liability Insurance (called SLI or LIS) at the car rental desk and sometimes you will be offered SLI online from the rental company's website. Australian Resident policies are sold by Cover Genius Pty Ltd (Australian Business Number 43 159 983 598) in its capacity as an AFS Licensee, No 490058 and underwritten by Assetinsure Pty Limited (ABN 65 066 463 803, AFSL 488 403). To be certain, however, you should read your insurance policy in detail, or call your insurance company and ask. A third party liability only cover is a type of car insurance which insures you against all kinds of third party liabilities which may arise from an unfortunate event like a road mishap involving your insured's car. The Four Types of Rental Car Insurance, Explained ... Posted: (4 days ago) The most affordable way to ensure adequate protection in case of collision or theft is with third-party rental car insurance. MD Insurance Administration: 800-492-6116 or 410-468-2340. Third party car insurance is a type of motor insurance policy that protects the car owner against third party legal liabilities resulting out of an accident involving the car. The only difference is the mandatory car rental insurance in Mexico. Comprehensive A Comprehensive car insurance is one of the most valuable types of car insurance that covers both third-party liabilities and damages to your own car as well. So car hire companies provide it with every rental. In Australia and New Zealand it is compulsory for vehicle owners (i.e. Excludes luxury/exotic cars. Rental cars: Third-party insurance works. Option 2: We could purchase a third party insurance from Worldwide insure .com. CSA … This is not intended to be, and should not be used as, legal advice, and you agree and accept that Booking.com Transport Limited shall not be liable to you or any other party for the content. If you cannot determine which types of insurance and coverages are included in your rental rate, contact a customer service representative at the third-party website and ask them to send you detailed, written information about the costs of your proposed rental. In the US and parts of South America, third party responsibility lies with the driver of a rental vehicle. What is Third-Party Liability in car rental? For United States residents Coverage for Rental Car Damage is included as part of a travel protection plan. Some US states mandate that all cars including rental car companies include SLI however the state minimums are usually quite low for third party injuries so you may consider purchasing an SLI policy. Visa, MasterCard, American Express and Discover often provide insurance for rentals that are charged to those cards. All rights reserved. In most countries, the law says that every car on the road has to have Third-Party liability coverage. Get the peace of mind that comes from knowing that a small scrape won’t turn into thousands of dollars of repair costs and fees. the rental car company) to obtain third party insurance. If you purchase a policy from Cover Genius, the company receives a commission which is a percentage of your premium - ask us for details. Here are the four main options you have for insuring your rental car: Insure online when you book ; Protect your rental directly with the rental company; Insure your car through a third-party insurer ; Don't buy any additional insurance at all ; Insure online when you book Third Party Car Insurance is a type of car insurance plan. Third Party Liability Insurance protects you from any and all liability resulting from property damage, injury, or death caused to anyone or anything outside of your British rental car. So car hire companies make sure that their cars have the cover they need. Copyright © 2020 Booking.com Transport Limited trading as Rentalcars.com. 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